Boston First Capital - Disclaimers

TERMS AND CONDITIONS

Please read these terms and conditions carefully. By accessing this Web site, you agree to be bound by the terms and conditions below. These terms and conditions are subject to change. We will notify you of amendments to these terms and conditions by posting them to this Web page. If you do not agree with these terms and conditions, please do not access this Web site.

Unauthorized use of the Boston First Capital Web sites and systems, including but not limited to unauthorized entry into BFC's systems, misuse of any passwords, or misuse of any information posted to a site, is strictly prohibited.

You acknowledge that BFC may disclose and transfer any information that you provide through this Web site: (i) in order to provide a service or complete a transaction that you request or authorize, (ii) as otherwise required or permitted by the laws and industry standards that apply to BFC, or (iii) to any company within the BFC family of affiliated companies. You consent to the transmission, transfer, or processing of such information as we deem necessary or appropriate and, by using and providing information through this Web site, you agree to such transfers.

Use of this Web site may be monitored, tracked, and recorded. Anyone using this Web site expressly consents to such monitoring, tracking, and recording.

Web Content and Materials

The information on this Web site is for information purposes only. It is believed to be reliable, but BFC does not warrant its completeness, timeliness, or accuracy. Nothing on this Web site should be construed as a solicitation or offer or recommendation to acquire or dispose of any security or financial instrument or to engage in any other transaction.

The information and materials contained in this Web site, and the terms and conditions of the access to and use of such information and materials, are subject to change at any time without notice. Any products and services may differ among geographic locations.

You agree that: (i) you will not engage in any activities related to this Web site that are contrary to applicable law, regulation or the terms of any agreements you have with BFC, and (ii) in circumstances where locations of this Web site require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

BFC or its suppliers may discontinue or make changes in the information, products, or services described herein at any time without prior notice to you and without any liability to you. Any dated information is published as of its date only, and BFC does not undertake any obligation or responsibility to update or amend any such information. BFC reserves the right to terminate any or all Web site information, offerings, or transmissions without prior notice to the user. Furthermore, by offering this Web site and information, products, or services via this Web site, no distribution or solicitation is made by BFC to any person to use this Web site or such information, products, or services in jurisdictions where the provision of this and such information, products, or services is prohibited by law.

Limitation of Liability

BFC makes no warranty, express or implied, concerning this service. The services provided by BFC and its third-party providers are on an "AS IS" basis at your sole risk. BFC expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including without limitation any warranty for the use or the results of the use of the services with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.

Potential Disruption of Service

As a result of high Internet traffic, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing this Web site or communicating with BFC through the Internet or other electronic and wireless services. Any computer system or other electronic device, whether it is yours, an Internet service provider's, or BFC's, can experience unanticipated outages or slowdowns, or have capacity limitations.

Copyright Notices

The works of authorship contained in this Web site, including but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by BFC or its affiliated companies. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without BFC's prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. §107), as amended, and then only with notices of BFC proprietary rights, provided that you may download information and print out hard copy for your personal use, so long as you do not remove any copyright or other notice as may be contained in information as downloaded.

Trademark Notices

"Boston First Capital," "BFC," and the Boston First Capital logo and symbol are trademarks of Boston First Capital, LLC. Other featured words or symbols used to identify the source of goods and services may be the trademarks of their respective owners.

Links to Other Sites

Links to non-BFC Web sites are provided solely as pointers to information on topics that may be useful to users of the BFC Web sites, and BFC has no control over the content on such non-BFC Web sites. If you choose to link to a Web site that is not controlled by BFC, BFC makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does BFC warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. BFC does not guarantee the authenticity of documents on the Internet. Links to non-BFC sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites.

INVESTMENT-RELATED ISSUES

The Boston First Capital (BFC) Web site provides examples of information and services we provide to our customers. Information contained in the Web site is based on sources we believe to be reliable but it is neither all-inclusive nor guaranteed to be accurate. BFC has not independently verified the facts, assumptions, and estimates contained herein and, accordingly, makes no representation or warranty, express or implied, concerning the fairness, quality, accuracy, completeness, performance, timeliness, or continued availability of the information and opinions contained herein. Opinions reflect our judgment at a particular time and are subject to change due to economic, industry, and firm-specific factors. We do not undertake to any obligation or responsibility to update such opinions. The material provided in our Web site is for informational purposes only, and should not be construed as an offer or solicitation to buy or sell securities. Investors should obtain individual financial advice based on their own circumstances before making an investment decision. The securities mentioned in this Web site may not be eligible for sales in some states or countries, nor suitable for all types of investors; their value and the income they produce may fluctuate and/or be adversely affected by exchange rates. Past performance is not a guarantee of future performance of an investment. The value of investments may fall as well as rise, and investors may not get back the amount invested. In addition to the relationships disclosed concerning the subject company(ies), BFC may make a market, deal as principal, have managed or co-managed a public offering, acted as initial purchaser or placement agent for a private placement, performed other investment-banking services, or have a principal or employee acting as a director for any company mentioned in this Web site. For securities discussed in our research reports, BFC and its affiliates, principals or employees, other than the research analyst covering the particular securities, may have a position in such securities or own options, rights, or warrants to purchase such securities. Additional information is available upon request.